California Adventist

Federal Credit Union

Loan Rates Share Rates Certificate Rates Fee Schedule

Effective as of: 3.01.2016
Fee Schedule
Credit Cards: ClassicPer Agreement
Regular fees
Account Opening$2.00
Account Reopening$20.00
Account Closing$10.00
Wire fee domestic/international$50.00
Loan Payoff (RE)$50.00
On-Line BankingFREE
IRA Account Fees
Set up fee$35.00
Annual Fee$25.00
Closing Fee$35.00
Checking Account Fees
Monthly fee (personal)FREE
Monthly fee (Business Accounts)$12.00
Debit/Visa Card Annual Fee$10.00
Replacement card$15.00
Ach/Share draft Return item$25.00
Stop Payment (Ach/Share)$26.00
Transfer fee (LC)$10.00
Copy of Checks (each)$5.00
Statement Copies (per Month)$20.00
Research items (each Hr.)$20.00
Statement Reconciliation (per hour)$50.00
Credit Card NSF Fee$25.00
Credit Card OverLimit Fee$35.00
Outstanding Features
No limit in writing checks
Overdraft Protection offered
Receiving Direct Payroll Deposit, Retirement, Social Security Fund and Electronic Payments
Monthly Statement at end of month
Visa Check/Debit
Check 21 applies with share draft
Miscellaneous Fees
Money Order$1.25
Statement copy (per quarter)$45.00
Address Search$20.00
CAFCU Stop Payment$30.00
Collection / Legal Action feesup to $2000.00
Additional check after first$2.00
Dormant account Annual maintenance$2.00
Loan application fee, (per Applicant / non-refundable)$35.00
RE Loan Processing Fee$350.00
Credit Report Copy$25.00
Carfax Report Fee$20.00
Share Draft Program Requirement
Maintain at least $250.00 in Share/Saving Account
Open Share Draft Account without any MIN. requirement
completely filled out Share Draft Account Signature Card
No Minimum required.

NMLS# 779875 | NMLS# 1434223